How It Works

Get Out of Debt with Our

Affordable Program

Reduce the Principal

Debt Defenders negotiates with lenders on your behalf to reduce the principal amount you owe

Become Debt-Free Faster

Most of our clients are debt-free in 24–48 months

Reduce Your Monthly Payments

Our plans are created to fit people’s budgets, allowing many of our clients to pay significantly less every month


Debt Relief

Debt relief goes by many names. Some people call it debt settlement or debt negotiation, but it all means the same thing. It’s the process of reducing the amount owed through negotiation and then settling the debt.

This is different from getting a loan for filing for bankruptcy, and it works with most unsecured debts. If you are struggling to make your payments, find out if your debts are eligible for our debt relief program.

Steps to Debt Relief

Debt Defenders makes the debt relief process simple. Just follow these five easy steps to be debt-free in as little as one year!

Get a Free Consultation with our Experts

Build Up Your Dedicated Account for Paying Your Debts

Let Debt Defenders Negotiate on Your Behalf

Agree to the Proposed Settlement Offer

Pay the Creditors and Put the Debts Behind You

Unsecured vs. Secured Debt — Are You Eligible for Debt Relief?​

Debt Defenders can help you get out from under your unsecured debt, such as:

Debt relief is not an option for secured debt, including:

Get Access to the Tools

You Need for Success

Our client success team at Debt Defenders provides with you with tools you need to become debt free!

Progress Updates

Nothing is as exciting as watching debt melt away. Debt Defenders lets clients chart their progress, so they can watch their debt disappear.


Debt Defenders provides support throughout. Get answers to questions regarding debt or your account at any time.

Become Financially Savvy

Debt Defenders wants you to learn how to master your finances. We provide information to help you avoid debt problems in the future.

How Our Experts Will Help You Get Out of Debt

Debt Defenders’ team is here to help you every step of the way. The team will be your support system as you get closer to financial freedom.

Evaluation and Customization

The process begins by listening to your unique situation. If debt relief is the right choice to help you become debt-free, our experts will create a plan for you.

Negotiating with Creditors

Debt Defenders’ experienced negotiators work tirelessly to settle your debt. From lump-sum cash settlements to small monthly payments, they find solutions that work best for each client.

Ongoing Support

Debt relief is an ongoing process. When you are part of the program, you can reach out to Debt Defenders at any time. The support system will help you navigate the process and leave your debt behind.

Get a Free Consultation

If you’re trying to get out of debt, finding the best solution can be overwhelming. We’re here to make process easier by providing you with a free consultation with one of our qualified debt consultant at Debt Defenders. The consultant will go over your budget, debt, and personal goals and help you decide if this program makes sense for your individual needs. The debt consultant will also answer your questions and help you make sense of the next steps.

If you want to learn more or find out if you’re a good fit for the program, call Debt Defenders at (888) 333-3851 for a free consultation today. You can also fill out the form below and our debt consultants will call you!

We can help!

Please complete the following fields to schedule a call with our debt relief specialists.

Or speak with an expert debt consultant (888) 333-3851